You make payments called "premiums" to a life insurance company. The company agrees to pay a specified amount to whomever you designate to receive the money from your policy when you pass away.
Whole Life is called permanent life insurance, it is designed to provide a lifetime coverage.
Term Life insurance is designed to provide financial protection for a specific term from five to thirty years.
Universal life insurance is a type of permanent life insurance designed to provide lifetime coverage and it will accumulate cash value
Different from the whole life insurance, the universal policies are flexible, you'll have the options to increase or decrease your premium payment and/or coverage amounts throughout your lifetime.
We offer a range of insurance products including life, health, accident and medicare supplemental plans.
Your insurance premium may be affected by factors such as your age, driving record, credit score, and the type of coverage you choose.
The amount of coverage you need depends on your individual circumstances. it's essential to assess your assets, liabilities, and potential risks to determine the appropriate coverage amount.